Mundane AstrologyTiming & Dashas
Finance New Year Chart, Tribhagi+SBC for Stock Market & Saturn-Ketu Conjunction
Finance New Year = exact Sun-Moon conjunction in Libra (Kartika Shukla Pratipada = day after Diwali). USA 2005: Jupiter dasha (7L+10L in 5H) = year-end rally confirmed; Saturn (5L+6L in 12H) = Vipareeta Raja Yoga = volatile; Ketu period = risk of fall; Venus (9L exalted) = excellent; overall good year for markets. Tribhagi+SBC method: find active nakshatra, check SBC for Vedha/Latta on that nakshatra from transits, assess planet functional status. Saturn Latta = oil rise → market fall; Venus Latta = foreign/trading trouble; Mars Latta = war fears → fall. Saturn-Ketu conjunction = explosive events + collective sadness; effect depends on the house it falls in for each country. India (Taurus lagna) with Saturn-Ketu in 4H = massive unhappiness; Scorpio lagna with Saturn-Ketu in 10H = ruler destruction possible.
"Saturn and Ketu together are explosive events that give a lot of sadness. Saturn makes you come to terms with the negative; Ketu gives the sudden explosion. Both together are dangerous."
— P.V.R. Narasimha Rao
Example Chart
USA Finance New Year 2005 (Kartika Shukla Pratipada)
Nov 1, 2005 · 8:25 PM EST · Washington DC
Jupiter dasha = year-end rally; Saturn VRY = volatile; Ketu = risk period; Venus = excellent. Tribhagi + SBC method for monthly market tracking.
Time:
Finance New Year Chart — Concept and Method
What It Is
- Finance New Year chart = chart cast at the moment when Sun and Moon are exactly conjunct (Amavasya/New Moon) in Libra (the sign of markets)
- = Kartika Shukla Pratipada (day after Diwali/Deepavali) — first tithi of the bright fortnight in Kartika
- Also called: Kartika Sukla Pratipada chart
- "When Sun and Moon are exactly conjoined and Moon is just about to break out, both in Libra = financial New Year"
- Some Marwadi communities celebrate their New Year around Diwali — this is their financial New Year
Data for key charts:
- USA Finance NY 2005: November 1, 2005, 8:25 PM EST, Washington DC
- USA Finance NY 2006: October 22, 2006, 12:14 AM EST, Washington DC
USA Finance NY 2005 Analysis
- Jupiter dasha (November 17 – January 4): Jupiter = 7L + 10L in 5H (also in 2H of Hora) = rally
- "We had a year-end rally in the market" — confirmed
- Saturn dasha (from January): Saturn = 5L + 6L in 12H = Vipareeta Raja Yoga
- 6L in 12H = VRY = "goes to brink but comes back"
- But 5L in 12H: 5H = speculation/emotions; 8H from 5H = irrational emotional risk-taking
- "People will take risks on an emotional basis — irrational emotions, good for volatile markets"
- Ketu dasha: Watch out! Ketu = destruction
- "April end/May beginning during Ketu period: some fall possible"
- Venus dasha: Very good (9L exalted in 7H = Dakshin Yoga)
- Overall 2005-06: Good year for markets
- "Those who invested wisely in September/October 2005 will profit over the next 10 months"
Key Financial Chart Principles
- Sun, Moon, Jupiter in financial chart: Always beneficial for markets
- Ketu period: Risk of destruction/fall
- Good planets in 6H of speculation: Not bad for market (VRY possible)
- Hora chart (D2): Look for how planets placed there affect wealth (Saturn 5L+6L in 12H of D2 = VRY)
Tribhagi Vimshottari + Sarvatobhadra Chakra for Stock Market Prediction
The Method
- Cast Financial New Year chart (Kartika chart)
- Run Tribhagi Vimshottari Dasha from Moon (or from Lagna if Lagna is stronger)
- Find which nakshatra is currently active in the Tribhagi dasha
- Go to Sarvatobhadra Chakra (SBC)
- See the active nakshatra in SBC
- Check: What planets are in that nakshatra in the natal financial chart?
- Check: What transiting planets have Vedha or Latta on that nakshatra?
- Assess whether transiting influences are good or bad based on those planets' functional status
Example: January 8, 2006 (USA Finance NY 2005)
- Tribhagi dasha: Purva Shadha (Jan 3–24)
- In SBC: Jupiter and Rahu have natal influences on Purva Shadha; Ketu aspects it
- Transit (Friday afternoon): Sun, Rahu, Ketu influencing Purva Shadha
- Sun = 3L debilitated = 3L debilitation is very good (Vipareeta RY type) = auspicious
- Rahu = 9L = protector = good
- Ketu = 6L in 4H = gives some trouble (loss of sukha) but not terrible
- "2 good planets and 1 moderate bad planet; no Latta on Purva Shadha"
- Market assessment: Good period overall
Latta and Market Effects
| Planet Giving Latta | Market Effect |
|---|---|
| Saturn | Oil prices rise → market falls |
| Venus | Foreign relations/trading trouble; entertainment/chemical industries fall; market down |
| Mars | War fears → market falls |
| Jupiter | Educational/institutional concerns |
| Benefic planet Latta | Even their latta brings surprises related to their signification |
Lagna vs Moon for Corporations
- If Moon is stronger than Lagna in the natal chart: use Tribhagi from Moon
- If Lagna is stronger: use Tribhagi from Lagna
- "In JH software: Dasas → Vimshottari → Tribhagi variation. Options to change Moon to Lagna."
- "For corporations, look at lagna as well — do not ignore it"
Saturn-Ketu Conjunction — Effects
- Saturn + Ketu together = "explosive events that give lot of sadness"
- Saturn = sadness, coming to terms with negative in life
- Ketu = explosive events that suddenly change perspective
- "Two slow-moving planets who show negative events, together = dangerous"
- Effect depends on which house the conjunction falls in for a given country:
- India (Taurus lagna): 4H = "People will be very unhappy; loss of sukha"
- Scorpio lagna country: 10H = "Big instability in government; possible assassination of a major leader"
- The Leo transit (2006-07): Saturn-Ketu in Leo
- For countries with Leo as 10H or significant house: "Royal/ruler destruction possible"
- PVNR: "Sa and Ke in Leo can show royal, ruler destruction"